What to Do After an Accident Caused by a Driver Running a Red Light

Red lights are a universal symbol of caution and a clear indication to stop. They are essential tools for regulating traffic and preventing accidents. However, despite their clear purpose, drivers sometimes disregard red lights, leading to devastating consequences. These drivers are responsible for causing over 1,000 deaths annually in the US. 

Red light running accidents happen frequently and can lead to injuries, property damage, and even fatalities. If you’re involved in one, it’s important to understand the steps you need to take to guard your rights and recover from the incident. In this article, we offer a guide on post-red light accidents, covering key actions, legal steps, and compensation options.

Ensure Safety First

Before taking any other actions, prioritize your safety and the safety of others involved in the accident. If there are any injuries, call for emergency help right away. When the area is safe, move your car to a secure spot away from traffic. This will help stop more accidents and make it easier for the police to look into what happened.

The Insurance Institute for Highway Safety (IIHS) highlighted findings from a 2022 national telephone survey by the AAA Foundation for Traffic Safety. The survey revealed that 83% of drivers believe it is very or extremely dangerous to run a red light for which they could have stopped. However, 25% admitted to doing so within the past 30 days.

Document the Scene

Collecting proof at the accident site is essential for establishing a solid case. Take photographs of the damaged vehicles, the intersection, and any visible traffic signs or lights. Take note of the mishap location, including the road names and surrounding landmarks. If witnesses were present, get their contact details.

Consider using a smartphone app to document the scene. These apps can help you document the site, point in time, and even capture snaps or videos. This can be a valuable resource when providing proof to insurance corporations or legal representatives. Also, documenting the scene can help you remember important details about the accident later on.

What specific things should I photograph at the accident scene?

Document the accident by taking photos of the vehicle damage, the traffic light, the intersection, tire marks, and any debris. Capture license plates, road signs, and weather or road conditions. Include wide shots of the scene and close-ups of any injuries or damaged personal belongings to support your case later.

Exchange Information

After ensuring the scene is secure, gather contact details from the other driver involved in the accident. This includes their name, phone number, address, and insurance information. If there are any witnesses, get their contact information as well. This information will be vital for filing insurance claims and potential legal actions.

ValuePenguin reported that approximately 29 million drivers in the US are uninsured. This statistic indicates that roughly one in every eight drivers lacks car insurance. Having the other driver’s information can be crucial in the event that they are uninsured or underinsured. 

It’s essential to remember that some states mandate drivers to exchange information, even if they are not responsible for the accident.

What should you do if the other driver is reluctant to give their information?

In case the other driver declines to give their data, stay quiet and avoid causing any conflict. Contact the law regulators promptly to detail the event. You can also gather witness statements and take photos of the vehicle and license plate for evidence.

File a Police Report

Filing a police report is an essential step after any accident, especially when caused by a driver running a red light. When police arrive, give a clear and accurate account of the events without making assumptions about who is at fault. The law regulators will investigate the mishap, talk to witnesses, and produce an official statement. This report is vital for legal dealings or insurance. Make sure to ask for a duplicate for your evidence.

According to Bankrate, each state has its statute of limitations regarding the time frame for reporting a car accident. Generally, most states require reporting within 10 days of the incident. However, some jurisdictions, like New York, have a stricter 24-hour reporting requirement.

Seek Medical Attention

Even if you don’t feel injured right away, it’s important to see a doctor promptly. Some bodily harm, like internal damage or whiplash, might not cause pain immediately but can get worse later. A medical checkup will help find and treat any hidden injuries early.

Also, medical records serve as vital evidence if you need to pursue compensation for injuries later.

Consult a Legal Professional

After an accident caused by a driver running a red light, legal complexities may emerge, particularly concerning disputes over liability or compensation. Seeking legal advice early on will aid you grasp your rights and steer the intricacies of the situation. This supervision is priceless when dealing with potential legal proceedings and insurance groups. 

Fox 32 reported that a driver running a red light caused a car accident on Chicago’s South Side that killed two people. The incident occurred near the Chicago police headquarters. An 18-year-old man in a black Infiniti collided with a silver sedan, resulting in the deaths. The driver of the Infiniti is in stable condition and is hospitalized. 

In such an incident, it’s essential to seek representation from a local personal injury attorney familiar with local laws. Contacting a personal injury lawyer in Chicago who specializes in car accident cases, particularly those involving red-light runners, can be beneficial. They provide professional counsel and representation to aid you obtain the recompense you’re entitled to.

According to TorHoerman Law, vehicle-related accidents are the leading cause of personal injuries in Chicago. Most personal injury lawsuits filed in Chicago involve car accidents, truck accidents, and other vehicular incidents. Consequently, enlisting the services of a personal injury lawyer in Chicago can be extremely beneficial.

When should I consider hiring a lawyer after an accident?

Consider hiring a lawyer after an accident if you’ve sustained injuries, incurred high medical expenses, or if liability is disputed. If insurance companies propose a low settlement or the case is complex, consulting a lawyer can help safeguard your rights and ensure fair compensation.

Keep Records

Maintaining thorough records is crucial after an accident caused by a driver running a red light. Save copies of all health bills, indemnity communications, repair estimation, and other relevant paperwork. It’s also important to record any lost wages or additional expenses incurred as a result of the accident. 

Detailed records will assist in tracking your recovery and finances and are crucial for filing claims or pursuing legal action.

Protecting Your Rights and Ensuring Your Recovery

An accident caused by a driver running a red light can profoundly affect your life, so knowing the next steps is vital. Swift action can address your current needs and aid your recovery in the long run. By staying organized and informed, you can confidently handle insurance claims and potential legal disputes.